The underwriting manager is responsible for managing the insurance risk of the company with regards to all the clients it insures. The underwriting manager determines the price and terms of all policies through data analytics, actuarial analyses and risk assessments. The most important responsibility of the underwriting manager is to see to it that the company is not exposed to undesired risks and all clients are treated fairly with regards to paying a premium according their risk profile. The better the risk profile, the lower the premium should be. The underwriting manager also needs to stay updated with market trends and make sure the terms the company supplies to its clients are market related.